Birchfield Lane

St. Augustine | Florida

The Center of

Your World

View Photos Watch Film 360° VTour Open House

Jessica Chefan Hansen

Presented At

$519,995

Bedrooms

Bathrooms

Living

2,932

SQFT

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Birchfield Lane

St. Augustine | Florida

65 Birchfield Lane , St. Augustine, FL 32092, St. Augustine, Florida, United States. , St. Augustine , Florida 32092

65 Birchfield Lane,St. Augustine, Fl, 32092

Welcome to this stunning home offering nearly 3,000 square feet of thoughtfully designed living space. Built in 2021, this modern residence is located within walking distance of the community pool and playground. Inside, you’ll find an open floor plan ideal for both everyday living and entertaining. The eat in kitchen is a chefs dream, featuring stainless steel appliances, a gas cooktop, and a walk in pantry. The spacious living area flows seamlessly from the kitchen and opens to a large, fenced in backyard, great for pets, play, or relaxing evenings outdoors. The first floor primary suite provides a peaceful retreat, complete with dual walk in closets and an ensuite bath with dual sinks and a large walk in shower. A dedicated office on the main floor offers the perfect space for remote work or study. Upstairs, a versatile retreat awaits with three additional bedrooms, two full bathrooms, two large loft spaces and a convenient laundry room. Additional features include a two car garage and access to A rated schools. Do not miss your chance to own this move in ready home with style, space, and top tier schools.

Property

3D Street View Tour

Property Location

65 Birchfield Lane , St. Augustine, FL 32092, St. Augustine, Florida, United States., St. Augustine Florida

Local Weather & Climate

St. Augustine, Florida

Current Conditions Updated recently

58 °F

Broken clouds

Feels Like 57°F

Humidity 77%

Wind 3 mph

Visibility 6.2 mi

Sunrise 11:38 AM

Sunset 11:32 PM

5-Day Forecast

Fri 13 Mar

Clouds

High 67°

Low 59°

Sat 14 Mar

Clouds

High 79°

Low 60°

Sun 15 Mar

Clouds

High 88°

Low 64°

Mon 16 Mar

Rain

High 80°

Low 64°

Tue 17 Mar

Clouds

High 64°

Low 46°

Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around St. Augustine?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

Down Payment

$100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

Potential Tax Benefits (United States)

$0 Est. First Year Interest Deduction

$0 Est. Annual Tax Savings

*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Tax Information Disclaimer

The tax benefit information displayed on this page is provided for general informational and educational purposes only. This information:

Does not constitute tax advice and should not be relied upon as such. Tax laws are complex and vary by jurisdiction, individual circumstances, and are subject to change without notice.
May not be current or accurate for your specific situation. Tax rules are updated frequently by governments, and the information shown may not reflect the most recent changes.
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Should not be used as the basis for any tax planning decisions or financial strategies without consulting a qualified tax professional licensed in your jurisdiction.

Before making any decisions based on potential tax benefits, you should consult with a qualified tax advisor, certified public accountant (CPA), or licensed tax professional who can evaluate your specific circumstances and provide advice tailored to your situation.

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$51,999,500

65 Birchfield Lane , St. Augustine, FL 32092, St. Augustine, Florida, United States.

St. Augustine, Florida 32092

4 Beds

View All Photos

Market Opinion

Ultra Luxury 111.0× median

View prices in:

Our perspective on current market conditions in St. Augustine. For informational purposes only — always consult a licensed real estate professional before making decisions.

Neutral Market

Balanced conditions. Negotiate wisely.

Buyer Score

Prices are down 4.2% year-over-year

Local Market Price Trends

Median home sale prices in St. Augustine, Florida — ZIP code 32092 over the last 24 months. This shows how property values in this neighborhood have changed over time, helping you understand whether the market is appreciating, stable, or cooling.

This property is listed at $51,999,500

Area median: $468,320

-4.2% year-over-year (well below the 3.5% historical avg)

Market Competition

Future Value & Wealth Building

Starting investment: $519,995 20% down ($103,999)

42.4 years

Double Your Investment

Based on current market trends, your property value could double

$255,411

10-Year Equity

Your potential equity after 10 years of payments and appreciation

$2,768

Monthly Investment

Estimated monthly mortgage payment (principal & interest)

$849,334

30-Year Wealth Potential

Total equity after full mortgage payoff with market appreciation

2.5x

Leverage Power

Your $103,999 down payment could grow to $255,411 in equity (10 yrs)

Investment Perspective

$1 → $1.18

Every dollar invested today could become $1.18 in 10 years

$100 → 118 $1,000 → $1,178

$23/day

Your home may appreciate while you sleep

$165/week $715/mo $8,574/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$189K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential -27% advantage over stocks

-$286K

+$255K

$255K Potential Equity

vs $286K lost to rent over 10 years

$104K Down Payment Growth

2.5x

10yr

$255K

4.6x

20yr

$483K

8.2x

30yr

$849K

Wealth Comparison

×2

Equivalent to 2 average US homes

top 25%

US household wealth ranking

Median: $193K Yours: $849K

Time to Double Your Investment (accounting for market cycles)

60.5

years

Conservative

1.15% effective/yr

42.4

years

Market-Based Opportunity

1.65% effective/yr

26.6

years

Optimistic

2.64% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $583K +12%

Market $612K +18%

Optimistic $675K +30%

$255K est. equity

20 Years

Conservative $654K +26%

Market $721K +39%

Optimistic $876K +68%

$483K est. equity

30 Years

Conservative $733K +41%

Market $849K +63%

Optimistic $1.1M +119%

$849K est. equity

Historical Market Context

How current appreciation compares to long-term averages

National Long-Term Average

4.27 %

1967 – 2024

57 years of U.S. home price data

Recent Decade Average

6.5 %

2014 – 2024

Post-recovery bull market

Opportunity Zone

Current 2.5% appreciation is below the national historical average. This market may offer value opportunities.

Projections account for historical market cycles (~12% corrections every 6 years). Effective annual growth after corrections: 1.6%. Market scenario reflects current 2.5% YoY trend from Zillow (Apr 2026). These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from U.S. Census Bureau, World Bank, Zillow, and Redfin | Market data updated Apr 2026

Neighborhood Demographics

ZIP 32092 • 2022 ACS Data

45,098 Population

Median Age: 41.0

$113,589 Median Income

High

$417,800 Median Home Value

Rent: $1,976

48.3% College Graduates

High

Housing

Homeowners 79.7%

Renters 10.4%

Vacancy Rate 10.0%

Employment

5.3% Unemployment

23.5% Work From Home

Education Attainment (Age 25+)

High School+ 93.2%

Bachelor's+ 48.3%

Graduate+ 16.7%

Data from U.S. Census Bureau American Community Survey 2022

Local Market Trends

Real estate market data for St. Augustine

Balanced Market Balanced market conditions

$468,320

Median Sale Price

$2,401/mo

Avg Rent

Data provided by RentCast

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does 65 Birchfield Lane , St. Augustine, FL 32092, St. Augustine, Florida, United States have?

This house at 65 Birchfield Lane , St. Augustine, FL 32092, St. Augustine, Florida, United States features 4 bedrooms with 2,932 square feet of living space.

What is the size of 65 Birchfield Lane , St. Augustine, FL 32092, St. Augustine, Florida, United States?

This property offers 2,932 square feet of living space.

What is the listing price for 65 Birchfield Lane , St. Augustine, FL 32092, St. Augustine, Florida, United States?

This property is listed at $51,999,500, which equals $17735 per square foot.

What are the current real estate market conditions in St. Augustine?

In St. Augustine, home prices have decreased 4.2% over the past year, it's currently a unknown. These market conditions can affect pricing strategies and negotiation opportunities.

Is now a good time to buy a home in St. Augustine?

Based on current market indicators, St. Augustine shows an active market. The market opportunity score is 58 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What type of property is 65 Birchfield Lane , St. Augustine, FL 32092, St. Augustine, Florida, United States?

This is a house located in St. Augustine, Florida. The property is situated in an established neighborhood with convenient access to local amenities and services.

Brokerage: